Canceled or delayed flights, lost luggage, bad weather, mechanical breakdown, illness, and yes, even a pandemic can derail or, even worse, cancel your travel plans. I hope you've never experienced any of these in your travels but the more we travel, it's likely that a disruption will present itself from time to time. It's a fact of life. And while it's not always possible to prevent such disruptions, the pessimistic side of me would advise you to expect life to happen and encourage you to consider the what if’s. When your plans start to fall apart, the question is, will you?